Meg Bratley
-
Lenders are using data deeper than credit scores – here’s why advisors should too
Written by Jamie Twiss, CEO of Carrington Labs For decades, credit scores have served as the primary measure of borrower readiness. Lenders have…
-
Mortgage rates continue to dip despite Budget uncertainty
Mortgage rates are continuing to dip, despite wider market uncertainty about the upcoming UK Budget later this month, according to financial advice…
-
Lenders drive down the cost of low deposit mortgages finds Moneyfacts
Moneyfacts latest UK Mortgage Trends Treasury Report data reveals the average two-year fixed rates at 95% and 90% loan-to-value have fallen to…
-
Too many over-65s dying with conventional mortgages, says Key
Increased use of later life lending options, including modern lifetime mortgages, will help address financial wellbeing issues for over-65s with outstanding conventional…
-
Hodge Bank announces loans up to £3m, creating even more flexible borrowing options
Specialist mortgage lender, Hodge Bank, has increased its maximum loan size to £3m at 75% LTV and up to £1m at 90% LTV, in…
-
Government urged to change LISA rules to help first-time buyers
Ahead of the government’s Autumn Budget, OneFamily is continuing its campaign for changes to the Lifetime ISA (LISA) to better support first-time…
-
Santander reduces residential fixed mortgage rates and introduces new large loan products
Santander has announced that from Tuesday 11 November, it is reducing its residential fixed rates across its New Business and Product Transfer ranges by up to 0.14%. The move marks the second time the lender…
-
Is a rental property up to the decent home standard? 5 criteria to guide landlords
The Renters’ Rights Act had its royal assent at the end of October and has brought big changes to both renters and…
-
One in five first-time buyers seeking max 60% LTV mortgages
While higher loan-to-value (LTV) mortgages dominate first-time buyer demand a significant minority are seeking sub-60% LTV deals, fresh data from Moneyfactscompare.co.uk can reveal. At…
-
Property experts react to the latest Halifax House Price Index data
UK house prices continued their upward trajectory in October, according to the Halifax House Price Index, rising by 0.6% following a 0.3% fall in September. It…
IFA Talk Mortage and Property is the new addition to the IFA Talk podcast family, where we discuss the latest topics relevant to Mortgage and Property professionals.
Mortgage & Property Podcast – latest episode
-
With rates on hold, conveyancers face backlog when borrower demand spikes
The Bank of England’s decision to hold the base rate steady has left many borrowers in a state of uncertainty, particularly those…
-
Mortgage pricing paints a more optimistic picture despite BoE rate hold
Following the Bank of England’s decision to hold the base rate at 4%, industry experts have been quick to assess what this means…
-
Stability or stagnation? BoE’s 4% rate hold sets the tone for the mortgage market in 2025
The Bank of England (BoE) has announced that the base rate will remain at 4% for the second consecutive time, meaning it will stay…
-
BoE holds rates at 4%, keeping things steady for now – mortgage & property professionals respond
The Bank of England has kept the base rate at 4%, with the MPC voting 5-4, giving the mortgage and property market…
-
Base rate cuts cause glaring divide among consumers
A third of consumers now feel negatively towards future cuts to the Bank of England Base Rate (BBR). Since August 2025, savings…
-
Buy-to-let boom slows as landlords focus on refinancing
New data from Twenty7tec reveals that while landlords are holding steady on new property purchases, many are now turning their attention to remortgaging instead.…
-
Up to 3.5 million cohabiting couples risk losing their share of the home
Up to 3.5 million couples who are cohabiting with unequal shares in the property they bought together are at risk of losing…
-
![[uns] business, handshake, appointment](https://staging.ifamagazine.com/wp-content/uploads/2024/12/getty-images-S_E7-M2iyio-unsplash.webp)
MAB appoints new Transformation Director as part of growth strategy
Mortgage Advice Bureau (MAB), the UK’s leading mortgage intermediary, has appointed Alan Longhorn as its new Transformation Director for Customer Acquisition. Reporting…
-
Nationwide cuts rates across mortgage range with lowest rate now 3.64%
Nationwide will be cutting rates by up to 0.25 percentage points on two, three, five and 10-year fixed rate products across its…
-
Mortgage market slows ahead of Budget as buyers pull back – but advisers face record product choice
The mortgage market softened in October, with Twenty7tec data showing a continued drop in first-time buyer activity and total residential searches also edging lower. …